Time
EST plus 10hrs 30min’ in winter, EST plus 9hrs 30min’ in summer.

Hours of Operation
These sometimes vary from region to region, but generally-

Banks
From 1000 to 1400 hrs Monday through Friday, 1000 to 1230 hrs Saturdays. The hotel Ashok in New Delhi and all international airports have 24hour exchange facility.

Post Office
From 1000 to 1630hrs Monday through Friday,
0930 to 1230hrs on Saturdays

Administrative Services
0930 to 1700hrs Monday through Friday,
0930 to 1230 hrs on Saturdays